Living in Hong Kong for over a decade, I\it\this card rewards big spenders but can backfire for casual users.
Comparing these, the Red Card wins for everyday value, while Premier suits savers building wealth. Visa Infinite? Ideal for globetrotters. To boost rewards, I automate payments and use HSBC\hidden fees can erode gains. In my book, start simple, track your patterns, and upgrade as life shifts. Hong Kong\offers for dining in Hong Kong? I\m torn between this and a competitor.
Can you share more tips on using credit card rewards for actual savings, like investing the cashback? I\m new to this and want to build a safety net.
I have the HSBC Premier Card—do the higher interest rates on savings really make a difference with Hong Kong\s low rates? Share your experience.
What about annual fees for the Visa Infinite? Is it worth it if I only travel twice a year? Need honest advice.
Loved the real-life examples! Any warnings on pitfalls to avoid with these cards, like overspending traps?
|