You know, as someone who\they serve up a feast. Take their new user bonuses: apply for their Smart card, and you could pocket a cool S$200 cashback after hitting a modest spend threshold in the first few months. It\it\skip those details, and the rewards can vanish like smoke. That\they\racking up debt for rewards defeats the purpose. My rule? Treat it like a partnership: the bank wins loyalty, we win real value. So if you\offers? Which one gives better long-term value?
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