I was driving back from a family trip last summer when it happened—a sudden downpour turned the highway into a slick mess, and before I knew it, my car slid into the guardrail. No one was hurt, thank goodness, but the damage was enough to make my heart sink. The real kicker? Knowing that my insurance rates could skyrocket after that first at-fault accident, adding financial stress to an already rough day. That\it\it\which factors in credit history, claims history, and driving behavior. If you\I\a quick call or online quote can clarify eligibility. In the end, Accident Forgiveness isn\it\s about preserving your sanity on the road, knowing one slip doesn\t define your future.
How long do you need a clean record to qualify for TD\s Accident Forgiveness? I\ve had one speeding ticket but no accidents—am I still eligible?
I added this to my policy last year, and it saved me after a rear-end collision. But what happens if I switch insurers later? Does the forgiveness carry over?
Is the cost of Accident Forgiveness worth it for occasional drivers, or is it better suited for daily commuters? I only use my car on weekends.
Can you share more about the claims process with TD? I\m worried about delays or denials when I need it most.
Does this cover hit-and-runs or accidents where I\m not at fault, or is it strictly for my own mistakes?
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