Opened the card on September 21, first statement:
Closing Date 10/22/26
New Balance $2,827.85
Minimum Payment Due $56.55
Payment Due Date 11/16/26
Only made one payment of 252.69:
Now it shows:
Why does it say payment not required at this time???
Also, the $100 Delta stay credit and the $250 welcome offer bonus don't count toward the $3,000 spend requirement, right?
Right now the progress bar shows 3089/10000
There may be a delay in the system status update after you make a payment, so it's safer to confirm once more before the due date.
Different banks have different rules about whether reimbursements and sign-up bonuses count toward the minimum spend. AmEx generally counts cash back and reimbursements separately, but it's best to check the terms of the sign-up offer to confirm—don't just rely on the progress bar.
Did you pay the statement balance in full this time, or only part of it?
The Closing Date says 10/22/26 — is the year a typo?