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CHASE First Card IHG Approved for a Week Then Shut Down

wangjie666
wangjie666

2 days ago

261019 — Card approved

261026 — Card shut down

On the evening of the 28th, I called 3117. The rep said they needed to verify my Social Security Number, address, and related information, and that I needed to submit it through the secure service center in the Chase app. After submitting, I called 8830 again, and they said it wasn't their department's responsibility — the responsible department is customer service — and transferred me back. I asked again for the phone number of the back-office department that handles document verification, and was told there isn't one; I can only wait for them to finish verifying.

On the evening of the 29th, I called 1316. The rep said it's also handled by customer service, and gave me the number 8004933319. It feels like the same department as 3117 — same script as yesterday, still just have to wait, no phone number for the verification department.

Sure enough, Chase approving the card so fast wasn't a good thing. The initial approval took over a week in total. After two days of back-and-forth, it's most likely because they approved my credit card application directly without asking for my three documents, and now they're coming back to complete the procedures. Has anyone had the same experience?

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Kenny1111
Kenny11112 days ago

You'd better keep an eye on this and follow up—if it drags on too long, it could affect your credit record.

暮迷
暮迷1 day ago

Fast card approval doesn't necessarily mean a hassle-free process—the problem may lie in the identity verification step. It's common for banks to complete verification after the fact when the full process wasn't followed during account opening, but the real trouble is being bounced back and forth between customer service and the verification department, leaving applicants waiting with no clear timeline. If you really want to move things forward, you may need to ask customer service to create a ticket or escalate to a supervisor—simply calling and repeating the same script won't help much.

云香丽
云香丽1 day ago

You're saying it's probably because you didn't get the three-piece set that they're asking for additional paperwork—but that's just a guess, right? The bank may not explicitly explain the reason.

刘宏祥
刘宏祥1 day ago

Did you receive a confirmation email after submitting to the secure service center?