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Chase Aeroplan New Benefit Air Canada $100 ($50*2) Reimbursement DP (To Be Updated)

1 week ago

This benefit was only added in September of this year, and I feel like there aren't many DPs on the forum yet, so I'll start a thread and come back to update it later.

Based in the US, the annual fee was charged at $99 before it went up to $109. I figured with a negative annual fee of $1 it wasn't worth closing, mainly because I sometimes need to book Air Canada-operated flights with my hundreds of thousands of AC points, and the discount might come in handy this year. Next year when they charge $109 I'll definitely close it.

Bought a refundable ticket on 10.2, reimbursement posted the same day, $50

10.8 Refund posted

Will come back to update whether there's a clawback

Ps: I never churn Chase offers, I use the credits on my CSP and CSR normally, and I have no history of booking and refunding to cash out.

766

Comments (4)

退休老海头1 week ago

If you've already refunded the ticket, it's best to wait two or three billing cycles to confirm whether it gets clawed back. Don't rush to close this card, or it could affect any follow-up dispute or customer service handling.

狼道精神1 week ago

Now that the annual fee has gone up to 109, whether this card is still worth keeping comes down to whether you can get at least 109 in value out of the AC points.

瓜田星娱1 week ago

I'd suggest holding off on making a bunch of moves right after canceling that refundable ticket—wait until this reimbursement and refund are fully settled before deciding on your next step. In the meantime, you could check the terms for anything about returning items after reimbursement, or call customer service to confirm whether they'll claw it back. If you do end up getting CB'd, be sure to keep your booking and cancellation records as evidence for any follow-up communication.

621569071 week ago

Whether you'll get CB'd for refunding a ticket after being reimbursed may not depend entirely on whether you have a history of cashing out — it likely comes down to how Chase and Air Canada define compliant spending. It's safer to wait for some DPs before drawing any conclusions.