How does Capital One Venture's 75k+$300 compare to the previous 100k?

On paper, 75k plus $300 does come close to the 100k tier, but the $300 is earmarked for travel stays, meaning you'd need to have a booking need in the near term—otherwise it's just paper value. To figure out whether it's worth it, first ask yourself if you'll actually be booking a hotel in the next few months.

How exactly does that $300 travel stay credit work—do you apply it directly when booking through Capital One Travel, or do you get reimbursed after you book? I also need to confirm the expiration window and any minimum spend requirements, since those directly affect whether it's actually worth it.

If you were going to book a hotel anyway, that $300 is basically as good as cash; otherwise, the 100k is the cleaner choice.